ANALISIS PENERAPAN KREDIT USAHA MIKRO KECIL MENENGAH PADA PT. BPR EKA BUMI ARTHA CABANG UNIT II TULANG BAWANG

Abstract

Credit evaluation is an important element in the provision of credit to debtors. Lending
activities, we need a good and thorough analysis of all aspects of credit that can support the loan
process, in order to prevent the occurrence of a credit risk.
The purpose of this study is to investigate the application of credit made by the PT BPR Eka
Bumi Artha. From the analysis of data using analysis tools 5C is a character, capacity, capital,
collateral and condition can determine debtors whether or not receive a credit of PT BPR Eka Bumi
Artha.