ANALISIS PENGARUH PERPUTARAN KREDIT TERHADAP TINGKAT LIKUIDITAS KOPERASI KREDIT BUNGA TANJUNG LAMPUNG TENGAH

Abstract

Cooperative is a business entity consisting of a cooperative or legal entity, with bases its
activities based on the principle of cooperation as well as people's economic movement, which is
based on the principle of kinship.Credit Cooperative Central Lampung Tanjung Bunga also give
credit to the community or its members.
Constraints that often occurs in credit payments are late in paying its debts and uncollectible
debts and this can affect the velocity of money in the cooperative. Therefore please note the level of
healt cooperatives. The purpose of this study was to determine the effect of rotation on the level of
liquidity credit rate credit cooperatives promontory lampung middle years 2008-2010.
Data collection techniques in this study using library research and observation (observation).
Data analysis techniques (1) determine the level of liquidity and credit turnover, (2) calculate the
regression coefficients by using simple linear regression equation, (3) testing the regression
coefficients to determine whether the credit cycle really affect the level of liquidity.
Based on the above test results are: (1) regression equation Y = 1.004 + - 0.051 X (2) t0 = -
0.075, while ta / 2: n-2 = 2.3534, for t0> - ta / 2: n-2 then Ha H0 is accepted and rejected. This shows
that the velocity of the credit has no effect on liquidity. Kuatya cooperative capital and obedience of
the members to pay these loans play an important role of the cooperative to meet its obligations.