ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PROFITABILITAS PERBANKAN GO PUBLIC YANG TERCATAT DI BURSA EFEK INDONESIA PERIODE 2009-2012

Abstract

The scoring of the profitability performance level of banking companies, that can be seen and
measured through financial report by analyzing the influence of Capital Adequacy Ratio (CAR),
Operational Burden / Operational Income, Loan to Deposit Ratio (LDR) and Net Interest Margin (NIM)
toward Return on Assets (ROA) banking profitability. The purpose of this research is to determine the
scoring of the profitability performance level of banking companies. Sample taking technique used
purposive sampling.
The samples are gotten are 8 go public banks which listed in Indonesia Stock Exchange which
are private banks and BUMN banks. The analysis method in this research used double linear regression
test and hypothesis test used t-statistic to test coefficient regression partially. The hypothesis test result
partially (t test) shows CAR, LDR, NIM do not influence significantly toward. Banking Profitability (ROA)
while BOPO influences significantly toward Banking Profitability (ROA). Adjusted R2 score in go public
bank regression model obtained 0,375. It shows how big the influence of independent variables are
CAR, BOPO, LDR and NIM toward dependent ROA variable while the rest 54,5% is influenced by other
variables. If R2 score tends to 1 therefore independent variables (CAR, BOPO, LDR and NIM) become
more influence in explaining dependent variable (ROA)